High Value Home Insurance

Don’t Accept Just Any Policy for Your High Value Home

Beautiful Luxury Home In A New Development

When it comes to insuring your home, not all needs are the same. Standard home insurance policies have certain policy language and coverage limits that are fine for most applications; but may be inadequate for others.  If you own a home that will cost more than $1 million to replace, chances are a standard home policy is not your best option.  There are specialty insurance carriers that understand that the high value homeowner is a preferred risk client who has special coverage needs. Often the assets that need to be protected are substantial and the lifestyle exposures you face are unique.  These can all be more adequately addressed in a customized high-value home policy.  Some of the following exceptional features you can expect from these policies are:

  • Guaranteed and unlimited building replacement cost
  • Special limits for collectibles (jewelry, guns, furs, silverware, etc.)
  • Backup sewer and drain coverage with no special limits
  • Identity theft protection
  • Travel Assistance
  • Equipment breakdown
  • Directors & Officers liability protection

We can also make sure your home is linked with appropriate auto insurance and personal umbrella protection. Don’t leave insuring your home to just anyone.  Let a professional at SIG review and analyze your current coverage options.  Call us at 866-FIND-SIG or fill out our quote request form above!